Team

Victor Francoeur

I Welcome the opportunity to develop a relationship with you and to understand and create a mortgage strategy that will work for you to meet your long term financial visions. With over 16 years in the Mortgage industry I have come to understand that to serve you well, I must un complicate Mortgage Planning.

It is my wish to grow long term relationships with my clients. Understanding your needs as they pertain to your personal situation. Customer First communication is the foundation to my business success. A true professionalism is foremost in my service to my clients. Their concerns must be addressed and all explanations clear to their satisfaction. My ultimate goal is to make your Home purchase or Mortgage refinance an enjoyable experience.
Victory Financial Mortgages
Your Winning Choice

* HONESTY * INTEGRITY * KNOWLEDGE * SERVICE*

Lacey White

Hello, my name is Lacey White – Mortgage Planner with Verico Canada Mortgage Direct. Prior to becoming a Mortgage Associate, I worked in the Banking Industry and noticed a great need and opportunity in assisting people with not only their finances, but to help people fulfill their goals in finding their dream home. It was an easy transition for me, and after 6 years I can truly say I love my career and helping others with their mortgage financing needs. Customer service has always been my top priority, and to witness the most deserving people accept the keys for their new home is the most rewarding part of my job. Thank you for taking the time to visit my bio. Contact me today! (403) 636-4159

Kathy Chuong

Those that know Kathy, know that she has passion for her work. She has always been very dedicated to the clients she works with and will go above and beyond to make sure their needs are met.

Kathy first started working at BMO as a bank teller and during her 17 years there she advanced to the role of Financial Service Manager. She used the experience gained during her years at BMO to move into the role of Underwriter with Firstline Mortgages. During the two years there she gained valuable experience in the Mortgage Broker segment and was responsible for approving deals and being more creative for those that were more challenging.

In September 2005, Kathy made the decision to become an independent Mortgage Professional bringing all her expertise gained throughout the years to devote to old as well as new clients. It is her ability to be creative and to keep an open mind that has added to her success in the mortgage business. She is highly respected and greatly spoken of among her work partners and clients.

See what Kathy’s clients have to say about her…

Client Testimonials:

* Kathy provided my partner and I an amazing experience purchasing our first home. Her work ethic and efficiency are truly exceptional and made the process incredibly smooth. We are so grateful for everything she has done for us! Thank you Kathy!! – R. Zimmerman

* Kathy Chuong in my opinion is the best in the business. She is aggressive and knowledgeable about the industry, market, and people that she deals with on a day to day basis. She does not hold back on her advice and always has her clients’ best interest at heart. She is highly organized and keeps up with the latest developments. I sleep well knowing that she is on my side. Do yourself a favour and make Kathy your mortgage broker. She has all of my business and I always refer my friends and family members. – C Ngo

* We have worked with Kathy Chuong for well over a decade and have nothing but wonderful things to say. She is efficient and pleasant to deal with and has always made the process go smoothly. We have recommended all our friends and family to her and she has given them better rates than other routes. We look forward to doing more business with her in the future and always have her number on hand when someone we know needs a broker. Thanks for all your help over the years and please never stop doing what you do! You are irreplaceable. – Jenny Torres

* Finding Kathy Chuong is one of the best things to have happened to us during our first home buying experience. Not only was she able to accommodate all of our requests, she was even able to find us an even lower rate! I truly felt she put our needs and interests first and ensured we completely understood the entire process. At no point did I ever feel like I couldn’t ask her questions. She is so on the ball and gets you answers right away. I highly recommend her to everyone – she is a miracle worker! – Choi Lee

Jim Henheffer

Since becoming a mortgage professional in 2008 Jim has helped hundreds of people realize their dream of home ownership, grow extensive revenue property portfolios or just find them a better deal. Jim takes pride in being a thorn in the side of the big banks and is committed to helping his clients realize that there are better options out there to help them reach their financial goals.

We are on a mission to reduce mortgage anxiety. We eliminate confusion by explaining the mortgage system with clear and concise information. That way, you’ll be confident that you made the right choice when it’s time to sign the papers. We provide service that’s friendly and straightforward. We’re honest about what we can (and sometimes can’t) do for you. We want the best for you in the short and long term, and will work with you to get it.

When Jim isn’t helping people obtain their financial goals you will probably find him working on his golf game, searching for Calgary’s best sandwich or spending quality time with his beautiful wife Brandi, their energetic kids Sarah and Reid and their furry little sidekick Goose.

Jeremy Nagel

Jeremy Nagel, Managing Director and lead mortgage planner with Verico Canada Mortgage Direct first became an entrepreneur in his early twenties after quickly learning his can-do attitude and willingness to challenge the status quo left him unemployed. Jeremy’s drive for excellence lead him into the new home construction industry where he spent 5 years before realizing a massive underserved market in the mortgage finance industry.

In 2003, Jeremy began his career in the mortgage industry. Jeremy’s “get by giving” approach to his mortgage business… help in anyway you can and the referral will follow, has provided significant and continual growth to his business. Aside from his ‘get by giving’ philosophy, every client receives proactive and on going mortgage management and follow up ensure their financial goals are being met.

Jeremy understands that your financial wellness depends on his ability to provide sound advice and execute on his many mortgage strategies. Whether you are a first-time home buyer or a seasoned real estate investor, Jeremy has the solution for you. Give Jeremy a call at 403.242.5547, he looks forward to working with you.

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